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Our Team


Service is our mission.

In order to serve you with proficiency, we have forged a team of professionals whose specialized expertise combined with years of experience puts you in the best position to meet you or your organization's investment goals.

Robert B. Sathe, CLU, ChFc® Photo
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Robert B. Sathe, CLU, ChFc®


Robert B. Sathe

Phone: 859.392.8602
Fax: 859.392.8603
Email: bsathe@mcfadvisors.com

Robert B. Sathe, CLU, ChFc® is Chairman of MCF Advisors, LLC. Prior to founding MCF, Bob was the Regional Chief Executive Officer for CIGNA Financial Advisors. He was with CIGNA for 30 years before retiring in the year 2000. Bob serves in a fiduciary capacity for investment subcommittees for many of the Boards he serves on by providing oversight, governance and stewardship to the Board Chairman.

Bob has served on many boards in Cincinnati and Northern Kentucky including Playhouse in the Park, Carnegie Arts Center, Thomas Moore College, Thomas Moore College Foundation, Cincinnati Ballet, Fine Arts Institute, Fine Arts Annual Fund, Metropolitan Club, Coldstream Country Club, Cancer Family Care, Boy Scouts, Red Cross, Bethesda Hospitals, MMC, INC., CPX Family of Companies and The Bank of Kentucky.

In 1992, he received his Honorary Doctorate from Thomas More College for his work while on the board. He has also been recognized with the Dorothy Wood Community Service Award by Redwood School, Barbara Roe Lang Special Service Award by Cancer Family Care, the Bishop Hughes Award for his contribution to Catholic higher education in Kentucky and the Presidents’ Award by his alma mater Luther College. Bob has chaired many fund raising efforts in Northern Kentucky and Cincinnati.

Bob and his wife, Dell Ann, have four children, Andy, Jennifer, Elizabeth and Matthew. They also have eight grandchildren.

David L. Harris, Jr. Photo
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David L. Harris, Jr.


David L. Harris, Jr.

Phone: 859.967.0991
Fax: 859.967.0883
Email: dharris@mcfadvisors.com

Dave serves as Chief Executive Officer and Shareholder of MCF Advisors. Dave studied Agricultural Finance (1976-1980) at the University of Illinois. He then began his financial services career as a commodity trader on the Chicago Exchanges. In 1985, he became Vice President of Integrated Resource, Inc. – an investment banking firm in New York City. He continued on to found MidSouth Capital Asset Management, LLC. in 1989, serving as the CEO until which time the company was acquired in 2000. Shortly thereafter he joined MCF Advisors as a Senior Partner / Shareholder.

Dave provided consultation for many retirement plan sponsors and trustees in his 35 year career as lead consultant to defined contribution, pension, endowment and foundation funds providing leadership over asset allocation, capital markets insight, manager selection and monitoring and fiduciary stewardship.

Dave and his wife of 31 years, Jennifer, have two children and are the proud grandparents of two sets of twins. Dave and Jennifer are faithful members of Southland Christian Church. Dave has served in many organizations both locally and nationally. He currently serves as an active board member for the following organizations:

  • Kentucky Retirement Systems Board of Trustees – Investment Committee Chair
  • Retirement Plan Advisory Group – ASPPA
  • Lexington Christian Academy
  • Isaiah House Ministries
Andrew D. Sathe, MBA, CLU, CFP® Photo
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Andrew D. Sathe, MBA, CLU, CFP®

Vice President, Senior Consultant

Andrew D. Sathe

Phone: 859.392.1376
Fax: 859.392.8603
Email: asathe@mcfadvisors.com

Andy Sathe, MBA, CLU, CFP®, has been with MCF Advisors for over seven years, serving as a Consultant within the Wealth Management Division. He earned his undergraduate degree in Finance with a 2nd major in Philosophy from the University of Notre Dame, followed by an MBA from the Kelley School of Business at Indiana University.

Andy’s career has included stops in commercial real estate as well as investment banking. He is also highly involved in the local community, serving on multiple boards including Connetic Ventures, the UC Economics Center, UpTech, and the Cincinnati Golfers’ for Charity.

Andy resides in Hyde Park with his wife and 4 daughters.

Christopher T. Cochran, CLU, RHU Photo
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Christopher T. Cochran, CLU, RHU

Senior Consultant

Christopher T. Cochran

Phone: 859.392.8604
Fax: 859.392.8603
Email: ccochran@mcfadvisors.com

Chris Cochran joined MCF Advisors 13 years ago and serves as a Senior Consultant. Prior to joining MCF, Chris represented Massachusetts Mutual, Union Central, Connecticut Mutual and US Financial Life as agent, Vice President of Agencies performing sales, marketing, recruiting, training and product design functions. He earned a Bachelor of Arts in Political Science from the University of Kentucky and is a Chartered Life Underwriter (CLU) and Registered Health Underwriter (RHU).

Chris resides in Fairfield, Ohio with his wife Debbie. Chris and Debbie have seven children and are proud grandparents of 15 grandchildren. Chris is actively involved in community organizations including founder of the Jane Martin Cochran Memorial Fund serving Kenton (N KY) County Schools, the Catholic Inter-City Services Education Committee and was Chairman of the Greater Cincinnati Gideon Bible Blitz for Cincinnati/N. KY in 2016.  Professionally, Chris is Past President of The Cincinnati Chapter of Society of Financial Service Professionals.

Jeff L. Jennings, J.D., CFP®, AAMS® Photo
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Jeff L. Jennings, J.D., CFP®, AAMS®


Jeff L. Jennings

Phone: 859.967.0994
Fax: 859.967.0883
Email: jjennings@mcfadvisors.com

Jeff Jennings is a Certified Financial PlannerTM based in MCF’s Lexington office.  Prior to joining MCF, Jeff worked for two of the big four national brokerage houses. He stress tested retirement cash flow models for private clients and recommended appropriate risk strategies. He analyzed investment classes, market trends, and specific sector and industry strength. Prior to that, Jeff accessed and quantified risk for institutional clients in a legal capacity. Jeff graduated with a Juris Doctorate from the University Of Kentucky College Of Law and an undergraduate degree in economics. 

Jeff is a member of the Bluegrass Estate Planning Council, American Bar Association, Trust, Taxation & Probate Sections of the Kentucky Bar, Thoroughbred Club of America, United States Tennis Association, and the American & Cave Run Sailing Associations. Jeff serves on the board of UK’s Spindletop Hall and as an elder for First Presbyterian Church in Lexington. Jeff operates a farm in Scott County, on which he lives with his wife and daughter. 

James Scott Downing Photo
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James Scott Downing


James Scott Downing

Phone: 859.967.0997
Fax: 859.967.0883
Email: sdowning@mcfadvisors.com

Scott Downing is a Consultant based in MCF’s Lexington office. He joined MCF in 2015. Prior to that, Scott worked for another independent financial planning firm in Lexington. Scott began his financial services career in 2006 with Vanguard at their corporate headquarters in Malvern, PA where he worked in the High Net-Worth Retirement division. Scott graduated from the University of Kentucky with a Bachelor’s Degree in Business Administration.

Scott is originally a native of Maysville, KY, but now makes his home in the Hamburg area of Lexington. His wife Allison is a native of St. Louis, MO, and she works as a teacher at The Lexington School. They have a son and a daughter who are twins.

Scott is a board member for The Lexington Dream Factory, The UK Fayette County Alumni Association, a graduate of Leadership Lexington, Past Chair of Leadership Lexington Alumni Association, and an active member and volunteer at Southland Christian Church. Scott also enjoys playing golf whenever possible.

Stephen A. Wright,  CFP®, CRPC® Photo
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Stephen A. Wright, CFP®, CRPC®


Stephen A. Wright

Phone: 859.392.1373
Fax: 859.392.8603
Email: swright@mcfadvisors.com

Stephen A. Wright, CFP®, CRPC® is a Financial Consultant at MCF Advisors in the Cincinnati / Northern Kentucky office. Stephen joined the firm in 2017 and has over 17 years of experience in serving clients by providing comprehensive financial services.

Stephen joined Morgan Stanley in 2009 and prior to that spent 10 years at Merrill Lynch in Ft. Mitchell, Kentucky as an Assistant Vice President. In 2005 Stephen achieved the designation of CERTIFIED FINANCIAL PLANNER™ and in 2008, through the College for Financial Planning, earned the Chartered Retirement Planning CounselorSM certification. 

Stephen graduated from Thomas More College with a Bachelor of Arts degree in Business with an emphasis in Finance. While at Thomas More College he studied globalization in Australia. After graduating, Stephen served as the secretary, then president of the Alumni Board of Directors for Thomas More College. Currently, Stephen sits on the Board of Directors at the Vineyard Christian Church in Florence, Kentucky.

Stephen lives in Northern Kentucky with his wife, Amy, and their three children.

Hunter B. Nighbert Photo
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Hunter B. Nighbert


Hunter B. Nighbert

Phone: 859.967.0990
Fax: 859.967.0883
Email: hnighbert@mcfadvisors.com

Hunter serves as Consultant and Investment Advisor Representative with MCF Advisors where he is active with both Private Clients and the Retirement Plan Advisory Group.  He studied Business Administration and Communications at Georgetown College from 1994-1999. After college Hunter went to work for a local de novo bank where help start and an insurance division / agency for the bank.  His service with the bank ended after 10 years as a Vice President of Lending and Relationships where he managed over $70 million in relationships for the bank. In 2009, he joined wealthMD Corp as a full time Investment Advisor Representative and eventually VP of Investments, from late 2009 through July of 2015.  He was active in developing strategies, financial planning and economic forecasting while managing portfolios for his clients.

Hunter serves his clients best by applying a high level of communication with the client combines with a commitment to educating the client of how and why portfolios are construed in the manner that they are.

Hunter lives in Lexington with his wife of 15 years, Amanda and their two children Tyler and Molly Hunter.  He serves several nonprofit organizations such as Aiden’s Angels (Board Member), Lakeview Estates Lake Association (Board Member), The Cystic Fibrosis Foundation, Habitat for Humanity. His family attends Crossroads Christian Church. In his spare time he enjoys outdoor activities, golf, hunting and fishing as well coaching youth sports. 

Matthew R. Sathe Photo
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Matthew R. Sathe


Matthew R. Sathe

Phone: 859.392.1385
Fax: 859.392.8603
Email: msathe@mcfadvisors.com

Matt Sathe is a Consultant at MCF Advisors specializing in wealth management. Matt began with MCF in 2014 and is based in the Covington, Kentucky office. Prior to MCF, Matt worked as an Internal Wholesaler at Nationwide Financial from 2011 to 2014 in Columbus, Ohio. Matt also served as the Sales Support Manager at the Life Insurance Division of Partners Financial from 2010 to 2011.

Matt earned his degree in Political Science from the University of Dayton in 2009. He is involved in the community; serving on the St. Elizabeth Foundation Board and the Leadership of Northern Kentucky Steering Committee. In his spare time, Matt enjoys golfing, running and spending time with his family, especially his 8 nieces and nephews.