<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[MCF]]></title><description><![CDATA[MCF]]></description><link>https://mcfadvisors.com</link><generator>RSS for Node</generator><lastBuildDate>Fri, 31 Jul 2026 16:04:43 GMT</lastBuildDate><atom:link href="https://mcfadvisors.com/retirement-plan-participants/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Importance of Naming a Beneficiary]]></title><description><![CDATA[Do you know what will happen to your retirement savings if you were to pass away? Here are some things you should know about naming beneficiaries that could save your loved ones’ time, money and frustration.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/the-importance-of-naming-a-beneficiary-2025</link><guid isPermaLink="false">67b352d83ca4a3ace0c705f5</guid><category><![CDATA[Plan Basics]]></category><pubDate>Sun, 16 Feb 2025 03:25:12 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/YAl26Gc6Ehu/cropped/AdobeStock_138169498.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Retirement Plan Crossword]]></title><description><![CDATA[Let’s see how well you know some common questions and terms about a typical retirement plan!]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-plan-crossword</link><guid isPermaLink="false">670e72cbce3ccb3ca113df9a</guid><category><![CDATA[Plan Basics]]></category><pubDate>Sun, 13 Oct 2024 03:27:21 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/_jQlOY5d6PH/cropped/AdobeStock_967688502.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Employer Matching – How to Make the Most of Your Plan]]></title><description><![CDATA[Many defined contribution plans include something called employer matching, meaning that your employer contributes a certain amount to your retirement savings plan based on your personal contribution. Employers use various match formulas to determine their contribution, but we have highlighted three common scenarios that show the importance of knowing the facets of your retirement plan.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/employer-matching-how-to-make-the-most-of-your-plan</link><guid isPermaLink="false">66e9bb5a2be8ed4d40cc9014</guid><category><![CDATA[Plan Basics]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Tue, 17 Sep 2024 03:00:04 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/S4qCvT3jnj6/cropped/AdobeStock_707346862.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/financial-wellness" slug="financial-wellness" name="Financial Wellness"/></item><item><title><![CDATA[How Much Do You Know About Your Retirement Plan Quiz?]]></title><description><![CDATA[Many people often find that they know far less about their retirement plan than they thought. Test yourself with the quiz below and see how much you know about your financial future.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/how-much-do-you-know-about-your-retirement-plan-quiz</link><guid isPermaLink="false">669fca7c7b3ce2e1e8a93731</guid><category><![CDATA[Plan Basics]]></category><pubDate>Fri, 19 Jul 2024 05:42:46 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/FOQx6jIE9UW/cropped/AdobeStock_169320426.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[The 4 Essential Elements of a Retirement Plan]]></title><description><![CDATA[With expanding life spans and increasing retirement costs, it will require serious retirement planning to ensure that your income will last a lifetime. Here are the four essential elements of a sound retirement plan:]]></description><link>https://mcfadvisors.com/retirement-plan-participants/the-4-essential-elements-of-a-retirement-plan</link><guid isPermaLink="false">62cf1f3844babe25d523370b</guid><category><![CDATA[Plan Basics]]></category><pubDate>Wed, 13 Jul 2022 15:52:25 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/7y7Bbqz-8Z6/2hunid.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[“Do it for me” Investment Strategies:   Managed Account vs. Target Dates]]></title><description><![CDATA[Deciding how to invest your retirement plan savings can be challenging and intimidating. Doing it in the best way requires understanding different investments and strategies, as well as having the time to track performance and make changes.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/do-it-for-me-investment-strategies-managed-account-vs-target-dates</link><guid isPermaLink="false">629e5d4f24e5bc309082d2b1</guid><category><![CDATA[Plan Basics]]></category><pubDate>Mon, 06 Jun 2022 08:14:53 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/fD47IDgeyC8/Stocksy_txp2eafe2ccBCq000_Large_713697.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Retirement Readiness Checklist]]></title><description><![CDATA[Preparing for retirement can be daunting, but it doesn’t have to be stressful. Whether you are years away from retirement or right around the corner, the best thing you can do for yourself is to be prepared! Your future self will thank you. Research has shown that starting to prepare for this milestone at least 5 years out leads to a much happier retirement.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-readiness-checklist</link><guid isPermaLink="false">62717c3789dee665667d0434</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 03 May 2022 07:20:49 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/MYU_fre7W7/AdobeStock_205200014.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[10 Advantages of Retirement Consolidation]]></title><link>https://mcfadvisors.com/retirement-plan-participants/10-advantages-of-retirement-consolidation</link><guid isPermaLink="false">62546e4aaf780e6abc941fdc</guid><category><![CDATA[Plan Basics]]></category><pubDate>Mon, 11 Apr 2022 06:39:50 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/uouMCynz04/AdobeStock_126525020.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Ten Things to Know About Your Employer’s Retirement Plan]]></title><link>https://mcfadvisors.com/retirement-plan-participants/ten-things-to-know-about-your-employers-retirement-plan</link><guid isPermaLink="false">61e58b4924770576f8496343</guid><category><![CDATA[Plan Basics]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 18 Jan 2022 05:36:47 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/5i_uurP5ym/Brain.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Designate Your Beneficiaries ]]></title><description><![CDATA[Designate or review your Retirement Plan account beneficiary.  Unless you want the government to pick who your assets are distributed to, it is tremendously important to have a stated beneficiary appointed for your employer-sponsored retirement plan account. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/designate-your-beneficiaries-2021</link><guid isPermaLink="false">6172b54343e7bb1f03950110</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 26 Oct 2021 12:58:16 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/eM9NuK4qmSn/AdobeStock_203781139.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[What is Roth and What Does it Mean for Me?]]></title><description><![CDATA[When you hear Roth 401(k), Roth IRA, or just Roth, this is generally referring to a specific type of tax benefit your savings may receive. You pay taxes on Roth contributions for the taxable year in which they are made.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/what-is-roth-and-what-does-it-mean-for-me</link><guid isPermaLink="false">61697a95e430b050bd5d185c</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 19 Oct 2021 05:06:17 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/C4cZYhSeiNm/Roth.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Back-to-school for Retirement Plans]]></title><description><![CDATA[Let’s check if you’re preparing for retirement and review the following items we’ve listed below.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/back-to-school-for-retirement-plans</link><guid isPermaLink="false">6149ce9db5b9e12383e5ef62</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 21 Sep 2021 12:55:06 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/de3Ao1PhCOB/shutterstock_1710645322.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Online Security Tips from The Department of Labor]]></title><description><![CDATA[Retirement Plan Participants can proactively reduce the risk of fraud and loss to a retirement account by following these basic rules:
]]></description><link>https://mcfadvisors.com/retirement-plan-participants/online-security-tips-from-the-department-of-labor</link><guid isPermaLink="false">60c7608777b15565b3455de4</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 15 Jun 2021 12:56:18 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/wXoe6ZCJLPZ/Picture1.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[To Borrow or Not to Borrow]]></title><description><![CDATA[Although you may have the ability to borrow money from your retirement plan in the form of a loan, please proceed with caution! If your employer offers Plan loans and you decide to borrow from your retirement account, you may end up causing harm to your ﬁnancial future. (Note, your employer’s retirement plan may not offer a loan provision. To inquire, check with HR or request a copy of your summary plan description).]]></description><link>https://mcfadvisors.com/retirement-plan-participants/to-borrow-or-not-to-borrow</link><guid isPermaLink="false">60be28198602076d8e1246b1</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 08 Jun 2021 12:56:41 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/K5IqAhDeA98/saving.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Roth In Review]]></title><description><![CDATA[Elective deferral contributions to a traditional retirement plan are contributed on a pre-tax basis and help lower your current taxable income. Roth elective deferral contributions, however, are much like a Roth IRA in that contributions are made on an after-tax basis. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/roth-in-review</link><guid isPermaLink="false">609014281a327348291f918e</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 04 May 2021 12:57:31 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/OmV1i2iipVk/AdobeStock_229832660.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Skip the Line, But Don’t Skip the Match!]]></title><link>https://mcfadvisors.com/retirement-plan-participants/skip-the-line-but-dont-skip-the-match</link><guid isPermaLink="false">60254e1261b4f63c5f2c862f</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 16 Feb 2021 14:05:41 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/rFBVYUbtOe/AdobeStock_194007653.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item><item><title><![CDATA[Financial Wellness 101: How Much Do You Know About Your Retirement Plan?]]></title><description><![CDATA[Your employer provides you with a retirement plan for you to save money in, tax-deferred, for the day you bid your career farewell and enter into retirement. It’s important for you to know the facts about your plan, so you can maximize its saving potential. Here are essentials to know about your retirement plan:]]></description><link>https://mcfadvisors.com/retirement-plan-participants/financial-wellness-101-how-much-do-you-know-about-your-retirement-plan</link><guid isPermaLink="false">5ffca418a77a183480dbbb85</guid><category><![CDATA[Plan Basics]]></category><pubDate>Tue, 12 Jan 2021 14:06:28 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/NPjJMXEusg/Wellness.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/></item></channel></rss>