<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[MCF]]></title><description><![CDATA[MCF]]></description><link>https://mcfadvisors.com</link><generator>RSS for Node</generator><lastBuildDate>Fri, 31 Jul 2026 15:56:43 GMT</lastBuildDate><atom:link href="https://mcfadvisors.com/retirement-plan-participants/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Importance of Staying Invested Through Volatility]]></title><description><![CDATA[Market volatility often feels like an emotional rollercoaster. When portfolios take a sharp dip, our natural instinct may be to retreat; pulling out of the market to preserve capital and then wait on the sidelines for signs of stability before reinvesting. History has shown that this instinctive move can negatively impact your portfolio's potential for long-term growth in a significant way. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/the-importance-of-staying-invested-through-volatility</link><guid isPermaLink="false">6a46a405f8f2868ef621fb1b</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Jul 2026 07:12:21 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/9uSmtbhVkGj6/image_83a0a554-1.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Benefits of Joining a Retirement Plan]]></title><description><![CDATA[Your employer may offer a range of benefits including, health insurance, dental coverage, paid time off…but your retirement plan may be the most powerful one of all. It’s designed to help you build the financial security you’ll need long after your working years are behind you.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/benefits-of-joining-a-retirement-plan</link><guid isPermaLink="false">6a46a09bf8f2868ef621f14f</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Jul 2026 07:12:03 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/b5ghTgvNRAZ7/ChatGPT-Image-Jun-30-2026-04_52_43-PM.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement Plan Portability]]></title><description><![CDATA[Your retirement savings are meant to support your future—not get left behind when you change jobs. Learn how retirement plan portability works, the benefits of rolling over your savings, and common mistakes to avoid along the way.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-plan-portability</link><guid isPermaLink="false">6a46a7bdf8f2868ef62200c4</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Jul 2026 05:20:53 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/LtCL3zJydo3F/ChatGPT-Image-Jun-30-2026-04_49_41-PM.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[AI Used Widely (Though Not Always Wisely) For Retirement Planning]]></title><description><![CDATA[AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It's also impacting how participants approach retirement planning.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/ai-used-widely-though-not-always-wisely-for-retirement-planning</link><guid isPermaLink="false">6a46b15bd5b70f34e9c9a4aa</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Jul 2026 04:53:49 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/YbzRilbSS6Pz/cropped/AI-Article-Photo.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Knowledge Gap Drives Retirement Plan Nonparticipation]]></title><description><![CDATA[Automatic enrollment has increased retirement plan participation, but many employees still opt out because they don't fully understand how their plan works or believe they can't afford to save. While features like those introduced under SECURE 2.0 help improve retirement readiness, education and personalized support remain essential. Clear communication from plan sponsors and guidance from advisors can help employees feel more confident about taking the first step toward saving for retirement.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/knowledge-gap-drives-retirement-plan-nonparticipation</link><guid isPermaLink="false">6a46bdcef8f2868ef6222bb0</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Jul 2026 04:53:32 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/GxeE_KnDcHiJ/cropped/Knowledge-Gap-Drives-Nonparticipation.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement Expectations vs. Reality: What Workers May be Getting Wrong]]></title><description><![CDATA[The 2026 Employee Benefit Research Institute (EBRI) and Greenwald Research Retirement Confidence Survey (RCS) finds a widening gap between what workers expect retirement to look like and what retirees actually experience, particularly around retirement timing and working for pay. For plan sponsors and advisors, the findings offer a timely reminder of why proactive and realistic education matters.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-expectations-vs-reality-what-workers-may-be-getting-wrong</link><guid isPermaLink="false">6a457131d7081e26524f6f64</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Jul 2026 04:53:14 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/Ck6jOggHx6MF/cropped/Retirement-Expectations-vs-realotu.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Six Retirement Plan Benefits You Might Not Know About]]></title><description><![CDATA[When you think of the benefits of your retirement plan, tax-deferred savings and matching contributions are probably top of mind. But there’s more to your workplace retirement plan than meets the eye. Beyond the basics, retirement plans can come with a number of lesser-known advantages that can help you protect, grow, and pass on your savings more efficiently. Here are six perks you might not even realize you have.   ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/six-retirement-plan-benefits-you-might-not-know-about</link><guid isPermaLink="false">696558593e67de256bd49dbf</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 12 Jan 2026 08:13:34 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/GlfxtRkHvqC/hand-Screenshot-2026-01-12-155520.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[How Long Will Your Money Last?]]></title><description><![CDATA[With all the advanced technology, calculators, and strategy tools available, it is still often difficult to understand the difference between what you can save for retirement and what is needed to retire. It is not an exact science, and it comes with many variables at play – investment returns, inflation, unforeseen expenses, all of which can affect the longevity of your savings.  Sometimes, it is helpful to see what your account will likely provide over the course of your retirement. This can also help you set an achievable goal. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/how-long-will-your-money-last25</link><guid isPermaLink="false">68ff830ec9e781591d8f41eb</guid><category><![CDATA[Investments]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 02 Dec 2025 04:51:59 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/q9Vy-rG3PBE/AdobeStock_272990689-min.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/investments" slug="investments" name="Investments"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Road to Retirement]]></title><description><![CDATA[Before You Take a Retirement Plan Loan Know the Facts 

Your retirement plan may allow you to borrow from your account—but before you do, it’s important to understand how it can impact your future savings. Think of it like a U-turn on your savings highway. It could cost you more time and money than you expect. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/road-to-retirement</link><guid isPermaLink="false">69011fbb2f1a4d783f2abb79</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 18 Nov 2025 06:00:40 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/rQkh1yRtZIG/road-to-retirement.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement May Be Your Next Adventure]]></title><description><![CDATA[Retirement could often be seen as the “end of the road,” but that idea may not fit everyone. Your retirement could be a new chapter rather than a closing one.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-may-be-your-next-adventure</link><guid isPermaLink="false">68ed57dc57f6f836e9b99980</guid><category><![CDATA[Retirement]]></category><pubDate>Thu, 09 Oct 2025 01:15:15 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/9RZ_hg0UR9L/110538_50034.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[3 Ways to Retire with Confidence]]></title><description><![CDATA[Frequently, the news about retirement can sound discouraging. Traditional pensions are less common for most workers, many people are not saving as much as they may need, and questions continue to be raised about the long-term outlook for Social Security. However, the picture may not be as bleak as it is sometimes portrayed. Here are three practical steps that individuals can take to help strengthen their retirement readiness:]]></description><link>https://mcfadvisors.com/retirement-plan-participants/3-ways-to-retire-with-confidence</link><guid isPermaLink="false">68b99f0d235efebf12ef3680</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 15 Sep 2025 20:12:45 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/S_V5Ih2_-U2/cropped/harbours-edge-winter-weather-1.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Don't Leave Your Retirement Behind]]></title><description><![CDATA[Starting a brand new job is exciting and full of a lot of new benefits, but don’t forget about the retirement plan you left behind. There are many different ways to handle an old retirement account, and here are your four options:]]></description><link>https://mcfadvisors.com/retirement-plan-participants/dont-leave-your-retirement-behind</link><guid isPermaLink="false">68920e27521a492095cc7de5</guid><category><![CDATA[Retirement]]></category><pubDate>Sun, 03 Aug 2025 02:30:46 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/2cV4q08H_E0/cropped/07_JULY_2025_Retirement_Times4-960x673-1.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Four Basic Steps for a Successful Retirement]]></title><description><![CDATA[We understand that most retirement savers aren’t financial experts, and that can make preparing for retirement feel overwhelming. The good news is that achieving a successful retirement doesn’t have to be complicated. By following a few basic steps, you could set yourself up for long-term financial security. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/four-basic-steps-for-retirement</link><guid isPermaLink="false">684870283e02c7934f02da2f</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 17 Jun 2025 01:54:31 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/gNn3iWbdOZq/cropped/AdobeStock_588660617-small.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Career Extenders]]></title><description><![CDATA[There are 4 different Career Extender Profiles, differences in motivations for continuing to work are at the crux of what makes these segments unique. With those for whom it’s “Part of the Plan,” their most important reason for working is that they want more money for retirement (vs. need it).]]></description><link>https://mcfadvisors.com/retirement-plan-participants/career-extendersprofiles</link><guid isPermaLink="false">683eee9a157125ffd580c8cd</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 02 Jun 2025 02:38:28 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/bP_NZj_2D-1/cropped/istockphoto-1401199822-612x612.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Gen X in Retirement]]></title><description><![CDATA[When it comes to retirement planning, GEN X lives up to its reputation; one where the middle child – sandwiched between the Baby Boomers and the Millennials – feels indifferent to it.  Despite feelings of indifference, GEN X feels secure in themselves, even rating their mental health as “excellent”. According to Principal Financial’s June 2022 Retirement Security Survey, that’s ten percentage points higher than other generations. With that said, GEN X still needs support planning for the future.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/gen-x-in-retirement</link><guid isPermaLink="false">672a5f97e2e56d9613643125</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 05 Nov 2024 06:26:01 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/lR0NGjchJRJ/cropped/AdobeStock_559711863.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Medicare]]></title><description><![CDATA[Medicare is a United States government health insurance program that covers people age 65 or older, patients with end-stage renal disease, and people younger than 65 with disabilities. It is important to understand how Medicare works, who qualifies for Medicare, and the four different types of Medicare available to individuals.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/medicare</link><guid isPermaLink="false">66fc3cf87ea9be5c24540712</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Tue, 01 Oct 2024 06:45:18 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/wINcDTXuztW/cropped/AdobeStock_636944559.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/financial-wellness" slug="financial-wellness" name="Financial Wellness"/></item><item><title><![CDATA[Income Replacement in Retirement ]]></title><description><![CDATA[A retirement income replacement rate is the percentage of your income that you will need to have saved to maintain your current lifestyle in retirement. Here are five factors that determine your income replacement rate. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/income-replacement-in-retirement</link><guid isPermaLink="false">6682dcc6704c3790b270533c</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 01 Jul 2024 05:14:24 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/OPxAlOmfnGC/AdobeStock_327674630.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Estimating Your Financial Needs for Retirement]]></title><description><![CDATA[Financial planners who conduct retirement consulting have been pointing out that you can find yourself in trouble when you reach retirement if you’re saving without a goal. Many people have been saving for retirement without taking the time to figure out how much they’ll need when they eventually retire. How do you know if you’re saving enough if you don’t know how much you’ll need in the future?]]></description><link>https://mcfadvisors.com/retirement-plan-participants/estimating-your-financial-needs-for-retirement</link><guid isPermaLink="false">666c6ce860050881571092f8</guid><category><![CDATA[Retirement]]></category><pubDate>Fri, 14 Jun 2024 06:04:53 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/-oRpg3WsvKF/cropped/AdobeStock_326865808.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement Fundamentals]]></title><description><![CDATA[If you’re new to saving for retirement, all the unfamiliar jargon can be off-putting. We’ve compiled some of the most common retirement terms, outlining what they mean and why they’re important. This is a great place to start building your retirement planning confidence.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-fundamentals</link><guid isPermaLink="false">665f2b2ed19ab6305f35f2af</guid><category><![CDATA[Retirement]]></category><pubDate>Sun, 02 Jun 2024 03:34:25 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/tdhMwtNoYjl/cropped/AdobeStock_195982825.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement Readiness Checklist]]></title><description><![CDATA[As you approach retirement, you want to make sure you are maximizing your savings. The CDC says the average 65-year-old woman can expect to live to age 86, while a 65-year-old man can expect to live to age 83. That is 25-30 years that you will need in savings, if you plan to retire at the normal retirement age. Here are some manageable steps that you can take to plan your retirement.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-readiness-checklist-2024</link><guid isPermaLink="false">663a7b11b4c11bcd2b3fb4c6</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 07 May 2024 07:13:44 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/XqK58Bbt6TH/james-hose-jr-6D58t6uZT5M-unsplash.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Roth in Review]]></title><description><![CDATA[Roth retirement plan contributions have the potential to allow individuals more flexibility in saving for retirement, whereby giving investors more control over the taxable alternatives. However, it is important to weigh the pros and cons. Read more to see if Roth is right for you.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/roth-in-review-24</link><guid isPermaLink="false">660c5dcfbc28b821c0e26677</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 02 Apr 2024 07:51:03 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/mys-kgrzODZ/cropped/AdobeStock_326299865.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Seven Tips to Prepare You For Retirement]]></title><description><![CDATA[A secure and happy retirement requires careful planning and is a well-constructed process. Starting now will give you plenty of time to make the strategic changes and improvements that will bring your retirement goals closer to reality. Here are seven things you should know to strengthen your retirement strategy.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/seven-tips-to-prepare-you-for-retirement</link><guid isPermaLink="false">65f9dea7c77268b4d097123a</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 19 Mar 2024 07:01:15 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/VE_Pav7vBuz/cropped/AdobeStock_102440245.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Navigating Retirement's New Horizons]]></title><description><![CDATA[As we embrace the dawn of a new year, contemplating the departure of a loved one may not be the most festive topic, yet it's an essential consideration for any forward-thinking planner. Here are some tips tailored for the new year to update your plan.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/navigating-retirements-new-horizons</link><guid isPermaLink="false">65a57c84ee91758290a64ffa</guid><category><![CDATA[Retirement]]></category><pubDate>Thu, 11 Jan 2024 01:42:04 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/qKbPF9exZPQ/cropped/AdobeStock_73957121.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[How Long Will Your Money Last?]]></title><description><![CDATA[With all of the advanced education and strategy tools available, it is still often difficult for employees to understand the difference between what they can save for retirement and what is needed to retire. It is not an exact science with so many variables at play. Sometimes, seeing what your account will actually provide over the course of your retirement can help you set an achievable goal.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/how-long-will-your-money-last-dec-edu-flyer</link><guid isPermaLink="false">656f7ed386f67a09a8485408</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 04 Dec 2023 03:20:05 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/Ev5z_hDb9N/cropped/AdobeStock_644453861.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Tax Tips To Help You Approach or Begin Retirement]]></title><description><![CDATA[Retirement is a whole new phase of life. You’ll experience many new things, and you’ll leave others behind – but what you won’t avoid is taxes. With that in mind, it makes sense for you to develop a retirement income strategy. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/tax-tips-to-help-you-approach-or-begin-retirement</link><guid isPermaLink="false">655cd0ef8c20715be169d11d</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 15 Nov 2023 05:10:30 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/f8XpDa3K1Ho/AdobeStock_603169467.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Smart Portfolio Stress Testing: Your Retirement Safety Net]]></title><description><![CDATA[You've been diligent—saving, monitoring retirement accounts, consulting your advisor. But are you prepared for life's uncertainties? Your retirement plan relies on assumptions: savings, investment duration, inflation, and returns. Life, however, loves throwing curveballs—job loss, health issues, financial shocks.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/smart-portfolio-stress-testing-your-retirement-safety-net</link><guid isPermaLink="false">652d7864e9d577b36bd4c8e2</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Mon, 16 Oct 2023 07:18:19 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/2aT7TIVJptU/AdobeStock_136933491.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/financial-wellness" slug="financial-wellness" name="Financial Wellness"/></item><item><title><![CDATA[Career Extenders]]></title><description><![CDATA[The Bureau of Labor Statistics (BLS) showed that in 2020, 10.6 million people 65 and older were still in the workforce. This demographic of individuals is known as Career Extenders, and unlike making your own sourdough bread, this trend isn’t going anywhere anytime
soon. Read more to discover three simple steps to help prepare for a new age retirement. ]]></description><link>https://mcfadvisors.com/retirement-plan-participants/career-extenders</link><guid isPermaLink="false">651c33a05a6132acdbc39da6</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 03 Oct 2023 06:56:55 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/N8x_QrtH0NQ/AdobeStock_596865996.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Are You Over Age 50?]]></title><description><![CDATA[If you turn age 50 anytime in the calendar year, you are eligible to contribute an additional $7,500 into your plan as a catch-up contribution.  This is in addition to the $22,500 annual limit.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/are-you-over-age-50</link><guid isPermaLink="false">6508961534b8b12c3e69876a</guid><category><![CDATA[Retirement]]></category><pubDate>Sun, 17 Sep 2023 12:57:31 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/wRTN5l4Kom-/Picture1.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Building a Bright Retirement Future]]></title><description><![CDATA[Clear, achievable, and meaningful goals can lay the foundation for success. Along your goal-setting journey, you may encounter various obstacles that are important to take into consideration when creating a well-defined financial plan.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/building-a-bright-retirement-future</link><guid isPermaLink="false">64b579a8c81ee0ccbea7bb90</guid><category><![CDATA[Retirement]]></category><pubDate>Sat, 15 Jul 2023 05:32:22 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/yBRAWtO6Yhz/Screenshot-2023-07-13-142409.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Roth vs Pre-Tax Contributions: MCF Participant Education Series]]></title><description><![CDATA[Join Retirement Planning Specialist and Financial Advisor, Hunter Nighbert every quarter for our Participant Education Series, where we discuss a wide range of topics that will help you plan and prepare for Retirement. 

Watch now to hear his insights into Roth vs Pre-Tax Contributions.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/roth-vs-pre-tax-contributions-mcf-participant-education-series</link><guid isPermaLink="false">6499e8275bb411ee5dd43b30</guid><category><![CDATA[Retirement]]></category><pubDate>Wed, 05 Jul 2023 05:32:27 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/Q-P7leozcvH/Screenshot-2023-07-06-135213.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement 101 - Q1 Participant Insights]]></title><description><![CDATA[Join Retirement Planning Specialist and Financial Advisor, Hunter Nighbert, as he shares insights into how to plan and prepare for retirement.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-101-q1-participant-insights</link><guid isPermaLink="false">6422f1df7902661a831fa281</guid><category><![CDATA[Retirement]]></category><pubDate>Sat, 25 Mar 2023 05:33:08 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/Dm0Wz9gdNn/Q1-Webinar-Screengrab.png"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement  Word Scramble]]></title><description><![CDATA[Investing your money into retirement savings early is important to setting yourself on the path to your ideal retirement. Whether you plan to travel on vacation with your family or relax on a golf course, having a structured plan until you retire could allow you to do whatever makes you happy in retirement. Do not let your success over the years waste away, save your money now so you could enjoy your freedom later!]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-word-scramble</link><guid isPermaLink="false">63c5f7c8295df781b36e85c3</guid><category><![CDATA[Retirement]]></category><pubDate>Sun, 15 Jan 2023 05:33:31 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/uAZZTVABu9/AdobeStock_167402577.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Retirement Readiness: How will you prepare?]]></title><description><![CDATA[Much has been made of the current state of the American worker as it pertains to their retirement savings. The bleak outlook can largely be attributed to a lack of education when it comes to retirement planning - and more specifically investment allocation. With a growing number of millennials feeling ill-equipped to make investment-related decisions - even within their own retirement plans, the numbers prove that ignorance is not bliss.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/retirement-readiness-how-will-you-prepare</link><guid isPermaLink="false">6328d1c5e1824e9667878970</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 19 Sep 2022 05:34:00 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/RFI1Lfn4cp/food-table.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[5 Risks to Retirement Income]]></title><link>https://mcfadvisors.com/retirement-plan-participants/5-risks-to-retirement-incomee</link><guid isPermaLink="false">62dffaba2696c2163bd8e641</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 26 Jul 2022 05:34:17 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/u8xltX9FPnO/AdobeStock_282471979-1.jpeg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Key Dates as You Approach Retirement]]></title><description><![CDATA[At what age can retirement plan distributions begin? When can a person begin to receive Social Security?]]></description><link>https://mcfadvisors.com/retirement-plan-participants/key-dates-as-you-approach-retirement</link><guid isPermaLink="false">62068ad93557b37a857aaace</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 15 Feb 2022 05:35:59 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/gB2laSfxKY/retirment.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Ten Things to Know About Your Employer’s Retirement Plan]]></title><link>https://mcfadvisors.com/retirement-plan-participants/ten-things-to-know-about-your-employers-retirement-plan</link><guid isPermaLink="false">61e58b4924770576f8496343</guid><category><![CDATA[Plan Basics]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 18 Jan 2022 05:36:47 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/5i_uurP5ym/Brain.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/plan-basics" slug="plan-basics" name="Plan Basics"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item><item><title><![CDATA[Seeing Social Security Clearly]]></title><description><![CDATA[To be eligible for benefits, individuals must have earned 40 calendar quarters of wages that were subject to Social Security tax. The amount of the benefits you would receive at full retirement age (FRA) is based on the average of the 35 highest years of earnings.]]></description><link>https://mcfadvisors.com/retirement-plan-participants/seeing-social-security-clearly</link><guid isPermaLink="false">5fc503b34dbe0b17362888de</guid><category><![CDATA[Tax]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 01 Dec 2020 05:37:52 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5a2960f547c4357916a4f2d5/9n5gY16N9Z/retirment.jpg"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/tax" slug="tax" name="Tax"/><post:categories url="https://mcfadvisors.com/retirement-plan-participants/category/retirement" slug="retirement" name="Retirement"/></item></channel></rss>