Northern Kentucky · Edgewood, KY

Financial advisors in Edgewood

Served from our Covington office, about 15 minutes away.

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50 E RiverCenter Blvd, Suite 300, Covington, KY 41011 · (859) 392-8600

The MCF Advisors office in Covington, KY — Covington, KY

Edgewood is built around the St. Elizabeth flagship hospital, and the city's financial profile reflects that concentration. A large share of households include a physician, nurse, technician or hospital administrator, which means retirement plans, call schedules and career arcs that differ from the corporate norm.

Local retirement picture

What Edgewood retires from

The employers and retirement plans we see most often from Edgewood households. These are the details that decide when you can retire and what you keep.

St. Elizabeth Edgewood

The system's largest campus. Clinical staff typically hold a 403(b), and physicians frequently have a 457(b) and deferred compensation alongside it.

Independent physician practices

Practice owners face both a business succession question and a personal retirement question, and the two are connected.

Kenton County schools and government

Kentucky public pensions with elections worth modeling before they are final.

Employer plans are described in general terms. Your own benefits, elections and deadlines govern, and we review them directly rather than assuming.

Planning services for Edgewood

Questions

Questions from Edgewood

I am a physician with deferred compensation. When should I plan around it?

Before the election deadline rather than after, because deferred compensation choices are usually locked once made and they interact with everything else in the year: your marginal rate, any practice income and your charitable giving. This is a case where a projection run in the fall is worth far more than a review in April.

How close is your office to the hospital?

The Covington office is about fifteen minutes from the Edgewood campus, which makes it a realistic stop before or after a shift. When it is not, we meet by video, and that is how a good share of the planning work between annual reviews actually gets done.

My schedule is unpredictable. How do meetings usually work?

Most relationships settle into a rhythm of a couple of in-person meetings a year with video and phone in between. Clinical schedules are common here and the cadence is built around yours, not the other way around.

Service area