Your wealth, your taxes, your estate plan. One team, one place.
MCF is an independent advisory firm with advisors, CPAs and estate planners on one team, serving clients nationwide from five Kentucky and Ohio offices since 2004.
Who we serve
What brings you to MCF?
MCF Advisors is an SEC-registered investment advisory firm managing $5.36B for individuals, families, business owners and retirement plans, serving clients nationwide from five offices across Kentucky and Ohio.
The problem with “full service”
When did your advisor, your CPA and your estate planner last sit at the same table?
For most families, the honest answer is never. Each one does good work. None of them sees the whole picture.
Nobody sees the whole picture
Your advisor knows the portfolio. Your CPA knows last year’s return. Your attorney knows the documents. No one is looking at all three at once.
Decisions get made one at a time
An investment move, a tax decision and an estate update each affect the others. Made separately, they can quietly work against each other.
How MCF is different
Your advisor, our CPAs and estate planners on one team, working from one plan.
Problems show up after the fact
Most planning mistakes aren’t caught when they happen. They surface later, at tax time or when the family needs the plan to work.
You end up as the coordinator
When three professionals don’t talk to each other, the job of connecting them falls to you.
How to tell firms apart
Every firm uses the same words. The teams behind them differ.
There are four questions you should ask any firm you talk to – including this one. The answers are what separate them.
Worth asking anywhere
Open a question for how MCF answers
Who is preparing my tax returns?How MCF answers
MCF's CPAs, in-house, working from the same plan as your advisor.
Who keeps my estate documents current?How MCF answers
Estate planning counsel on the team, with retitling and funding followed through.
Who is accountable for my whole picture?How MCF answers
One advisor, coordinating every specialist your situation needs.
When do my tax decisions get made?How MCF answers
All year, against a live projection, while the year is still open.
Services are tailored to each client’s circumstances and engagement. Not all services described are provided to every client.
See the full comparisonA track record built on integrity.
When we grow, you benefit. Every milestone reflects our deliberate investment in the people and platform working on your behalf.
$5.36B, see footnote 1 in client assets under management
The scale to access specialists and resources.
60+ team members
Each committed to serving you with intention and integrity.
1,900+ client relationships served
Broad experience across diverse needs, goals and circumstances.
Awards & recognition
Awarded “Best Places to Work in Kentucky” 8 years in a row
Recognized in Financial Advisor Magazine’s RIA ranking 7 years in a row
“Best Places to Work” honoree finalist, Cincinnati Business Courier
Named to the Cincinnati Business Courier’s list of Largest Greater Cincinnati Money Management Firms
Awarded Commerce Lexington’s Business Success Award
Awards & recognition disclosures
Best Places to Work in Kentucky
Best Places to Work in Kentucky is a survey and awards program dedicated to identifying and recognizing the Commonwealth’s best employers and providing organizations with valuable employee feedback. The process, managed by Workforce Research Group, is based on an assessment of a company’s employee policies and procedures, as well as the results of an internal employee survey. The award is sponsored by the Kentucky Chamber of Commerce, SHRM Kentucky (formerly KYSHRM), and a rotating third-party sponsor (ClearPath Mutual Insurance Company, 2020–2023; Lifestyle Health Plans, 2019; CHI Saint Joseph Health, 2024–2026). Firms receive an email invitation to participate in the survey. MCF employees, active as of January 20, 2026, received an email invitation to participate in the 2026 survey. No payment was required for participating in the survey, however, MCF is a dues-paying member of the Kentucky Chamber of Commerce. Each company that chooses to participate in the survey process does pay a fee for the administration and completion of the employer and employee survey so that the data dashboard and feedback can be received. Each year, 100 companies are selected as winners. The total number of participating companies is not disclosed. MCF attends the annual awards banquet, where winner rankings are announced, and which requires payment for the cost of attendance. The date of the 2026 banquet is June 18, 2026.
Financial Advisor Magazine RIA Ranking
Financial Advisor Magazine’s Registered Investment Adviser (“RIA”) Ranking is an annual ranking of independent registered investment advisers based primarily on assets under management reported by participating firms. MCF Advisors was most recently recognized in the 2026 Financial Advisor Magazine RIA Ranking, published in July 2026, based on assets under management reported as of December 31, 2025. Rankings are based on information voluntarily submitted by participating firms that meet the publication’s eligibility requirements. MCF did not pay a fee to be included in the ranking. The ranking should not be construed as a guarantee of future investment performance or client experience.
Cincinnati Business Courier Best Places to Work
The Cincinnati Business Courier’s Best Places to Work is a survey and awards program that utilizes employee surveys administered by Quantum Workplace. MCF Advisors was recognized as a 2026 Best Places to Work honoree, with the award presented at the Best Places to Work Awards ceremony on August 20, 2026. The recognition was based on employee survey results collected during the 2026 evaluation period. Neither employers nor employees pay a fee for inclusion in the rankings, and MCF did not pay to participate. MCF did not purchase reprints or electronic-use rights associated with the recognition. This award should not be construed as a guarantee of future investment performance or client experience.
Cincinnati Business Courier Largest Greater Cincinnati Money Management Firms
The Cincinnati Business Courier’s Largest Greater Cincinnati Money Management Firms ranking is based on locally managed assets reported by participating firms. MCF Advisors was recognized in the 2019, 2020, 2021, and 2022 rankings, with its most recent recognition occurring in 2022, based on locally managed assets as of May 1, 2022. The ranking includes the top 25 firms by locally managed assets. No payment was required to participate; however, certain MCF employees maintain subscriptions to the publication. Following publication, MCF purchased electronic-use rights and reprints associated with the ranking. The number of participating firms is not disclosed by the publication. This ranking should not be construed as a guarantee of future investment performance or client experience.
Commerce Lexington Business Success Award
The Commerce Lexington Business Success Award is presented through Commerce Lexington’s annual Salute to Small Business program. MCF Advisors received the Business Success Award on August 25, 2016. Eligible businesses must be active members of Commerce Lexington, have completed at least three years of operation in the local market, and employ fewer than 100 employees (the eligibility requirement in effect for the 2016 award cycle). Applicants voluntarily submitted information for consideration and were evaluated during the 2016 award cycle based on criteria including community involvement, management practices, financial performance, workplace culture, employee relations, and overall business leadership. No fee was required to apply beyond Commerce Lexington membership dues, and MCF did not pay a separate fee to participate in the award process. Award recipients were selected from submitted applications and announced at the annual Salute to Small Business Awards Luncheon on August 25, 2016. This award should not be construed as a guarantee of future investment performance or client experience.
1Advisory services offered through MCF Advisors, LLC, an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Client assets, team and relationship figures as of June 30, 2026. Award criteria and disclosures.
Insights
Insights, by who you are
Plain-English guidance on planning, tax, estate and the markets, organized by topic. One example for each kind of client below.
Your path forward.
Three questions worth sitting with before a first conversation:
- What does an ideal financial partner look like for you?
- What is one thing your current advisor isn’t handling the way you’d like?
- Is there a decision or transition on the horizon you haven’t fully planned for?