Rebalancing Your Portfolio
Staying Consistent with Your Investment Goals
As a participant in your company’s retirement plan, you are already serious about saving for your future. Whether you are retiring in a few weeks or a few decades, you may need to protect your investment. A healthy way to do this is to rebalance your portfolio.
What is rebalancing?
Rebalancing is simply readjusting your portfolio back to the original asset allocation that took into account your risk tolerance and time horizon, i.e. rebalancing ensures you adhere to your investment strategy.
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You rebalance by selling assets that make up too much of your portfolio and use the proceeds to buy back those that now make up too little of your portfolio. Ultimately, regular rebalancing can increase the overall return of your portfolio over time. An automatic rebalancing feature may be available through your current retirement plan provider. Visit your provider’s website for more information.
Keeping in check
We recommend you rebalance at least once a year and no more than 4 times a year. Consider this a good opportunity to evaluate if your investment strategy is still in line with your original goals.
Contact your MCF Financial Advisor, today!