Wealth Management Services

Financial Planning

Committing to a plan is hard work, especially while balancing the demands of daily life. We work with you to structure a plan as dynamic as you. Periodic reviews are vital to assessing whether you’re on target to reach your goals and whether your investments are performing as expected. With CFP® certified professionals on staff, we have the experience and fortitude to guide and empower you to make informed financial decisions dictated by your plan.

Personal Insurance Services

We help clients and their advisors navigate the complex web of underwriting and life insurance products to help solve insurance needs and optimize the transfer of assets:

Independent expertise, including product design, underwriting,and estate planning
In-house medical professionals who collaborate with the carriers and help guide the underwriting process
Proven strategies that ensure clients are getting the most favorable terms unique to their situation

Retirement Planning

Knowing the answer to the question “when can I retire?” isn’t as easy as it sounds, but with the help of MCF, it becomes a little more clear. Through our dynamic cash flow planning, we help you choose a retirement date that provides you with a level of comfort through stress testing and reviewing various scenario analyses. We help make the transition to retirement a stress free and enjoyable event by removing some of the guess work from the situation.

Estate Planning

MCF recognizes the accumulation of wealth and oversight of that wealth is extremely important to our clients. We also recognize many people appreciate the peace of mind knowing their money will remain in the family or transfer to charitable organizations upon their death. MCF works with your estate planning attorney to keep your estate planning documents updated and to ensure your assets are titled correctly so your plan operates as intended.

Private Trust Services

MCF’s trust services enable us to seamlessly serve you and your family in a manner that is both cost-effective and efficient. We are able to serve as an investment advisor to your trust, without sacrificing protection for trust beneficiaries.

Trusts can be created for a variety of reasons. Some of the most common are:

Probate avoidance
Estate tax reduction
Provide liquidity in an estate
Address family needs or concerns
Fulfill charitable intent

Business Consulting

MCF understands that business owners face unique challenges in managing their personal wealth alongside their valuable business asset. As the business is typically the largest asset in their portfolio, owners potentially face numerous options. We will help you identify what succession plan or exit strategy is best for you.