Wealth Management Services
Committing to a plan is hard work, especially while balancing the demands of daily life. We work with you to structure a plan as dynamic as you. Periodic reviews are vital to assessing whether you’re on target to reach your goals and whether your investments are performing as expected. With CFP® certified professionals on staff, we have the experience and fortitude to guide and empower you to make informed financial decisions dictated by your plan.
Personal Insurance Services
We help clients and their advisors navigate the complex web of underwriting and life insurance products to help solve insurance needs and optimize the transfer of assets:
- Independent expertise, including product design, underwriting,and estate planning
- In-house medical professionals who collaborate with the carriers and help guide the underwriting process
- Proven strategies that ensure clients are getting the most favorable terms unique to their situation
Knowing the answer to the question “when can I retire?” isn’t as easy as it sounds, but with the help of MCF, it becomes a little more clear. Through our dynamic cash flow planning, we help you choose a retirement date that provides you with a level of comfort through stress testing and reviewing various scenario analyses. We help make the transition to retirement a stress free and enjoyable event by removing some of the guess work from the situation.
Private Trust Services
MCF’s trust services enable us to seamlessly serve you and your family in a manner that is both cost-effective and efficient. We are able to serve as an investment advisor to your trust, without sacrificing protection for trust beneficiaries.
Trusts can be created for a variety of reasons. Some of the most common are:
- Probate avoidance
- Estate tax reduction
- Provide liquidity in an estate
- Address family needs or concerns
- Fulfill charitable intent
MCF understands that business owners face unique challenges in managing their personal wealth alongside their valuable business asset. As the business is typically the largest asset in their portfolio, owners potentially face numerous options. We will help you identify what succession plan or exit strategy is best for you.