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MCF Insights: Traditional Banks are Struggling to Stave Off the Fintech Revolution

Traditional banks are haunted by financial technology – fintech – firms. Challengers such as mobile-first banks Chime in the US, Monzo in the UK and Germany’s N26 have been around for a number of years now, but big global and regional banks are still struggling to deal with the competition. While fintechs experience a goldrush of investment – US$39.6 billion in 2018, up from 120% from 20171 – banking CEOs find themselves under increasing pressure from shareholders alarmed at the slow rate of change taking place.

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MCF Insights: Ideas for Reducing the Cost of College

Mid-August is the time of year that our kids pack the U-Haul and head to college. And while they’re excited about a brand-new semester, it can be frightening to see the cost – and rising college debt – that comes with the college experience. What can our college students do to ease the price tag?

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MCF Insights: Mortgage Rates Are Trending Down in 2019

The Federal Reserve is doing homeowners a big favor, keeping interest rates low. That means you should consider refinancing your old higher-rate mortgage. But how do you go about this? First of all, you should know that not everyone can qualify for a new mortgage. If some of your payments were delinquent or your home is underwater, for instance, you may have a problem.

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