The most effective way to provide a great life for your loved one with special needs is to access both public and private resources. Unlocking this money from public resources often starts with asking the right questions.
The current bull market celebrated its 10th birthday in March of 2019 and equity investors celebrated as the S&P 500 delivered returns north of 400% over the past 10 years. And it seems everyone wants to talk about growth stocks, IPOs and capital gains, but no one wants to talk about the other source of stock returns: dividends.
When a company announces bankruptcy, employees usually lose their jobs and benefits. But what happens to former employees who were promised pensions or other benefits? Well, a federal judge just ruled that the Westmoreland Coal Company – one of the largest coal companies in the country – could end the health benefits for its former miners and families.1 And the decision has many retirees worried about their own health care and pensions. And rightly so.
The relationship between work hours and productivity follows the economic law of diminishing returns. Productivity peaks at a certain point and then declines. Work too long and you get to the point where you’re achieving nothing; or are even doing damage.
Interestingly, an investor should have done the opposite in 2018
2018 was a volatile year for the FAANG stocks after a staggering 2017