Participant Insights

Portfolio rebalancing, how to budget your money, what’s an HSA and who needs one? Preparing for retirement is hard. From personal finance basics to retirement planning and everything in between, we’ve got a few ideas to make life a little simpler. Contact MCF with any questions.

Financial Wellness

Take Advantage of Tax-Deferred Investing

April 2, 2019 Investment Basics

Contributing to your Plan is a great way to take advantage of tax-deferred investing. Contributions to your Plan and all future earnings on those contributions are tax-deferred until money is withdrawn.

Q1 2019 Webinar: Retirement Goal Setting with Hunter Nighbert

March 6, 2019 Planning

Are You Saving Enough?

March 5, 2019 Investment Basics Savings

Personal savings and investments outside of a retirement plan, such as IRAs, are only part of the overall retirement income picture. That is where your retirement plan comes into play. To ensure a secure financial future, you should strive to defer the maximum amount to your Company Retirement Plan. If you are unable to do this today, increase your deferrals in small amounts every six months, or with every pay increase.

Don't Let Student Loan Debt Get In Your Way of Financial Success

February 18, 2019 Planning Savings

If you find yourself in a position of not being able to pay off your student loan debt and save for your future, you’re not alone. According to the New York Federal Reserve, more than two million student loan borrowers have student loan debt greater than $100,000, with approximately 415,000 of them carrying student loan debt in excess of $200,000.

Retirement Plan Basics

February 5, 2019 Investment Basics

Ten things to know about your employer’s retirement plan.

Keep Your Plan Assets Safe

January 14, 2019 Planning Wellness

You work hard for your money. You wisely choose to defer a portion of your salary for your interests in your retirement years. The plan is designed to help you grow your savings to an appropriate amount of money to support you once you reach your retirement years.